klepZ HighWater

Flood history / Florida / ZIP 33162

ZIP 33162
Miami-Dade County, FL

Paid claims4131979–2025
Total paid$3.4M$8K average
Heaviest year2000118 claims
Outside high-risk zone14%of claims with a rated zone

Property owners in ZIP 33162 have been paid $3.4M on 413 National Flood Insurance Program claims between 1979 and 2025 — an average of $8K a claim, across 35 separate years in which someone here filed and was paid.

The heaviest year

2000 is the heaviest year on file: 118 paid claims, 28.6% of the ZIP's total. That one year accounts for more than a quarter of the ZIP's entire record. The largest named event in the record is Hurricane Irene, with 62 claims.

75 of those claims — 18.2% — were filed since 2017. The pattern here is still active.

Named eventPaid claimsShare of record
Hurricane Irene6215.0%
Hurricane Irma317.5%

Where the claims sat on the map

Of the 410 claims here that record a rated flood zone, 59 — 14.4% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Claims here concentrate inside the mapped high-risk area, which is what the maps intend. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Atlantic Tide Gauge at Haulover Intracoastal (in MHHW) (3.7 mi), Port Laudania Canal at Port Laudania (in MHHW) (9.6 mi) and Atlantic Tide Station at Dania Beach Pier (in MHHW) (9.9 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 33162 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Florida ZIP codes on file

  • 33177 Miami-Dade County · 3,779 claims
  • 33186 Miami-Dade County · 3,451 claims
  • 33161 Miami-Dade County · 2,611 claims
  • 33175 Miami-Dade County · 2,483 claims
  • 33157 Miami-Dade County · 2,003 claims
  • 33149 Miami-Dade County · 1,832 claims
  • 33166 Miami-Dade County · 1,711 claims
  • 33173 Miami-Dade County · 1,574 claims

All Florida ZIP codes →