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Flood history / Florida / ZIP 32953

ZIP 32953
Brevard County, FL

Paid claims3661978–2025
Total paid$7.0M$19K average
Heaviest year2008106 claims
Outside high-risk zone64%of claims with a rated zone

Property owners in ZIP 32953 have been paid $7.0M on 366 National Flood Insurance Program claims between 1978 and 2025 — an average of $19K a claim, across 35 separate years in which someone here filed and was paid.

The heaviest year

2008 is the heaviest year on file: 106 paid claims, 29.0% of the ZIP's total. That one year accounts for more than a quarter of the ZIP's entire record. The largest named event in the record is Tropical Storm Fay, with 103 claims.

135 of those claims — 36.9% — were filed since 2017. The pattern here is still active.

Named eventPaid claimsShare of record
Tropical Storm Fay10328.1%
Hurricane Irma5916.1%
Hurricane Irene174.6%

Where the claims sat on the map

Of the 365 claims here that record a rated flood zone, 232 — 63.6% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Most of the paid flooding in this ZIP happened to properties the maps did not treat as high risk. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Canaveral Barge Canal at Trident Pier Tide Gauge (in MHHW) (6.6 mi), St. Johns River near Cocoa (13.0 mi) and Pennywash Creek near Deer Park (23.2 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 32953 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Florida ZIP codes on file

  • 32937 Brevard County · 527 claims
  • 32951 Brevard County · 484 claims
  • 32931 Brevard County · 434 claims
  • 32952 Brevard County · 429 claims
  • 32934 Brevard County · 373 claims
  • 32940 Brevard County · 320 claims
  • 32903 Brevard County · 299 claims
  • 32926 Brevard County · 286 claims

All Florida ZIP codes →