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Flood history / Florida / ZIP 32117

ZIP 32117
Volusia County, FL

Paid claims6641980–2024
Total paid$24.0M$36K average
Heaviest year2024269 claims
Outside high-risk zone26%of claims with a rated zone

Property owners in ZIP 32117 have been paid $24.0M on 664 National Flood Insurance Program claims between 1980 and 2024 — an average of $36K a claim, across 26 separate years in which someone here filed and was paid.

The heaviest year

2024 is the heaviest year on file: 269 paid claims, 40.5% of the ZIP's total. That one year accounts for more than a quarter of the ZIP's entire record. The largest named event in the record is Hurricane Milton, with 260 claims.

466 of those claims — 70.2% — were filed since 2017. This is not a historical record — most of it is recent.

Named eventPaid claimsShare of record
Hurricane Milton26039.2%
Hurricane Ian15022.6%
Low pressure system10015.1%

Where the claims sat on the map

Of the 664 claims here that record a rated flood zone, 170 — 25.6% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Being outside the high-risk zone has not meant much here. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Halifax River at Port Orange (in MHHW) (8.1 mi), Bulow Plantation State Park (in MHHW) (14.6 mi) and Indian River at Ponce De Leon South (in MHHW) (14.9 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 32117 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Florida ZIP codes on file

  • 32127 Volusia County · 1,724 claims
  • 32119 Volusia County · 1,702 claims
  • 32114 Volusia County · 1,548 claims
  • 32168 Volusia County · 1,474 claims
  • 32174 Volusia County · 919 claims
  • 32169 Volusia County · 839 claims
  • 32129 Volusia County · 756 claims
  • 32118 Volusia County · 606 claims

All Florida ZIP codes →