klepZ HighWater

Flood history / South Carolina / ZIP 29579

ZIP 29579
Horry County, SC

Paid claims2441981–2025
Total paid$4.9M$20K average
Heaviest year199974 claims
Outside high-risk zone49%of claims with a rated zone

Property owners in ZIP 29579 have been paid $4.9M on 244 National Flood Insurance Program claims between 1981 and 2025 — an average of $20K a claim, across 26 separate years in which someone here filed and was paid.

The heaviest year

1999 is the heaviest year on file: 74 paid claims, 30.3% of the ZIP's total. That one year accounts for more than a quarter of the ZIP's entire record. The largest named event in the record is Hurricane Floyd, with 71 claims.

32 of those claims — 13.1% — were filed since 2017. The bulk of this ZIP's record is older than that.

Named eventPaid claimsShare of record
Hurricane Floyd7129.1%
Hurricane Matthew4418.0%
October severe storms3614.8%

Where the claims sat on the map

Of the 241 claims here that record a rated flood zone, 118 — 49.0% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Being outside the high-risk zone has not meant much here. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Atlantic Intracoastal Waterway at Myrtle Beach (3.2 mi), Atlantic Intracoastal Waterway above HIGHWAY 707 BRIDGE AT SOCASTEE (6.8 mi) and Atlantic Intracoastal Waterway above Aiw At Hwy 544 At Socastee (7.6 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 29579 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other South Carolina ZIP codes on file

  • 29582 Horry County · 4,310 claims
  • 29576 Horry County · 3,064 claims
  • 29577 Horry County · 1,545 claims
  • 29526 Horry County · 1,077 claims
  • 29575 Horry County · 995 claims
  • 29588 Horry County · 717 claims
  • 29572 Horry County · 516 claims
  • 29568 Horry County · 308 claims

All South Carolina ZIP codes →